{"id":86346,"date":"2025-11-20T09:40:07","date_gmt":"2025-11-20T08:40:07","guid":{"rendered":"https:\/\/www.nordnet.se\/blogg\/?p=86346"},"modified":"2026-03-10T16:55:17","modified_gmt":"2026-03-10T15:55:17","slug":"black-friday-lar-dig-avsloja-butikens-knep","status":"publish","type":"post","link":"https:\/\/www.nordnet.se\/blogg\/black-friday-lar-dig-avsloja-butikens-knep\/","title":{"rendered":"Black Friday: L\u00e4r dig avsl\u00f6ja butikens knep"},"content":{"rendered":"\n

Black month \u00e4r i full g\u00e5ng och larmen om reabluffar duggar t\u00e4tt. S\u00e5 h\u00e4r blir du en smart konsument i k\u00f6pyran.<\/strong><\/p>\n\n\n\n

Black Friday blev black week, som har blivit black month. K\u00f6pfesten b\u00f6rjar allt tidigare och redan har du s\u00e4kert f\u00e5tt mejl som utlovar stora rabatter om du skyndar att fynda. Men rean inneb\u00e4r dessv\u00e4rre inte alltid att varan \u00e4r billig, eller ens billigare, j\u00e4mf\u00f6rt med tidigare. Konsumentverket larmar om att fyra av tio e-handlare bryter mot best\u00e4mmelserna i prisinformationslagen.<\/p>\n\n\n\n

Prisinformationslagen inneb\u00e4r att butiken m\u00e5ste ange det l\u00e4gsta pris en produkt haft de senaste 30 dagarna. Detta f\u00f6r att butiken inte ska kunna f\u00e5 rabatten att se st\u00f6rre ut \u00e4n vad den egentligen \u00e4r.<\/p>\n\n\n\n

Men butikernas l\u00f6sning har i flera fall inneburit att man h\u00f6jt priserna under oktober, f\u00f6r att allts\u00e5 kunna s\u00e4nka dem sen igen lagom till Black Friday. Men f\u00f6r kunden kan ju varan allts\u00e5 vara dyrare under Black Friday \u00e4n den var f\u00f6re prish\u00f6jningen i oktober. <\/p>\n\n\n\n

H\u00e4r g\u00e4ller det att som konsument f\u00e5 koll p\u00e5 prishistoriken. Anv\u00e4nd j\u00e4mf\u00f6relsesajters prishistorik f\u00f6r att f\u00e5 koll p\u00e5 vad en vara kostat l\u00e4ngre tillbaka. <\/p>\n\n\n\n

Fler butiksknep<\/h2>\n\n\n\n

E-handlare och fysiska butiker har ett antal knep f\u00f6r att f\u00e5 dig att shoppa mer \u00e4n du egentligen har t\u00e4nkt. Det handlar ofta om olika former av tidsbegr\u00e4nsningar, f\u00f6r att framkalla en k\u00e4nsla av stress och att det \u00e4r br\u00e5ttom. K\u00e4nner du stress \u00e4r det st\u00f6rre sannolikt att du hoppar p\u00e5 ett erbjudande f\u00f6r att inte \u201dg\u00e5 miste\u201d om det, utan att t\u00e4nka efter.<\/p>\n\n\n\n

Vanligt \u00e4r f\u00f6rst\u00e5s ocks\u00e5 det klassiska \u201dk\u00f6p 3, betala f\u00f6r 2\u201d. Men vill du verkligen ha tre av n\u00e5got? Kanske beh\u00f6ver du bara en?<\/p>\n\n\n\n

Gratis frakt vid shopping f\u00f6r mer \u00e4n en viss summa \u00e4r ett annat knep f\u00f6r att f\u00e5 dig att handla mer \u00e4n du t\u00e4nkt. Ett klassiskt psykologiskt grepp \u00e4r ocks\u00e5 att visa ett dyrare alternativ f\u00f6rst, f\u00f6r att sedan visa det mellandyra alternativet \u2013 som d\u00e5 framst\u00e5r som billigt.<\/p>\n\n\n\n

M\u00e5nga e-handlare g\u00e5r ocks\u00e5 mot att g\u00f6ra betalningsprocessen s\u00e5 snabb och smidig som m\u00f6jligt, en s\u00e5 kallad \u201dsnabb checkout\u201d. D\u00e5 \u00e4r chansen mindre att du ska hinna t\u00e4nka efter f\u00f6r l\u00e4nge innan du k\u00f6per n\u00e5got.<\/p>\n\n\n\n

Dina knep<\/h2>\n\n\n\n

Black Friday kan f\u00f6rst\u00e5s vara ett tillf\u00e4lle f\u00f6r att hitta fynd. Men d\u00e5 beh\u00f6ver man ha en plan. Best\u00e4m vad du ska k\u00f6pa, och h\u00e5ll dig till det. Ett tips \u00e4r som sagt att g\u00f6ra research p\u00e5 prisj\u00e4mf\u00f6relsesajter f\u00f6r att j\u00e4mf\u00f6ra en vara, och d\u00e4r kan du ocks\u00e5 se prishistorik. <\/p>\n\n\n\n

Det g\u00e4ller ocks\u00e5 att inte bli f\u00f6rblindad av rabatten. Det \u00e4r priset som \u00e4r det viktiga. \u00c4r varan v\u00e4rd sitt pris? Gl\u00f6m inte heller att kolla villkor, \u00e5ngerr\u00e4tt, bytesr\u00e4tt och returvillkor.<\/p>\n\n\n\n

Se upp f\u00f6r delbetalning<\/h2>\n\n\n\n

Butikerna har ofta erbjudanden om delbetalning. H\u00e4r beh\u00f6ver man som kund titta p\u00e5 den effektiva r\u00e4ntan, inte den nominella. Om vi tar ett exempel d\u00e4r en vara kostar 9\u00a0990 kronor, och konsumenten v\u00e4ljer delbetalning p\u00e5 300 kronor i m\u00e5naden i 36 m\u00e5nader, d\u00e4r den nominella r\u00e4ntan \u00e4r 8,95 procent, s\u00e5 blir den effektiva r\u00e4ntan n\u00e4stan 22 procent. Den totala kostnaden blir 13\u00a0988 kronor. V\u00e4ldigt mycket dyrare allts\u00e5. <\/p>\n\n\n\n

Men den effektiva r\u00e4ntan blir \u00e4nnu h\u00f6gre om varan \u00e4r billigare. Om vi k\u00f6per en vara f\u00f6r 2499 kronor och v\u00e4ljer att delbetala den i 12 m\u00e5nader \u201dr\u00e4ntefritt\u201d, s\u00e5 kommer den nominella r\u00e4ntan bli \u00f6ver 90 procent!<\/p>\n\n\n\n

Att den blir s\u00e5 h\u00f6g beror p\u00e5 att den ber\u00e4knas p\u00e5 det l\u00e5n som du ju amorterar ned under \u00e5ret. L\u00e5net kommer ju inte ligga p\u00e5 2499 kronor under \u00e5ret, utan i snitt p\u00e5 1250 kronor. I f\u00f6rh\u00e5llande till det allt l\u00e4gre l\u00e5net kommer uppl\u00e4ggningsavgift och aviavgifter bli v\u00e4ldigt h\u00f6ga. D\u00e4rf\u00f6r blir ocks\u00e5 den effektiva r\u00e4ntan h\u00f6g.<\/p>\n\n\n\n

Det b\u00e4sta \u00e4r f\u00f6rst\u00e5s att undvika att ta l\u00e5n. Men om du hoppar p\u00e5 ett erbjudande om delbetalning s\u00e5 se till att delbetala i tid. Annars kan butiken ha r\u00e4tt att kasta ut dig fr\u00e5n delbetalningsplanen och in p\u00e5 en annan delbetalningsplan med en betydligt h\u00f6gre r\u00e4nta.<\/p>\n\n\n\n

\/Frida<\/p>\n","protected":false},"excerpt":{"rendered":"

Black month \u00e4r i full g\u00e5ng och larmen om reabluffar duggar t\u00e4tt. S\u00e5 h\u00e4r blir du en smart konsument i k\u00f6pyran. Black Friday blev black week, som har blivit black month. K\u00f6pfesten b\u00f6rjar allt tidigare och redan har du s\u00e4kert f\u00e5tt mejl som utlovar stora rabatter om du skyndar att fynda. Men rean inneb\u00e4r dessv\u00e4rre […]<\/p>\n","protected":false},"author":40184,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[4053],"tags":[],"class_list":["post-86346","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/10\/Frida_Bratt_25-2-1-150x54.jpg","width":150,"height":54,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/10\/Frida_Bratt_25-2-1-150x54.jpg 150w, 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