{"id":83917,"date":"2025-03-03T15:03:55","date_gmt":"2025-03-03T14:03:55","guid":{"rendered":"https:\/\/www.nordnet.se\/blogg\/?p=83917"},"modified":"2026-03-11T12:09:58","modified_gmt":"2026-03-11T11:09:58","slug":"troligtvis-en-battre-investering-an-annu-ett-par-jeans","status":"publish","type":"post","link":"https:\/\/www.nordnet.se\/blogg\/troligtvis-en-battre-investering-an-annu-ett-par-jeans\/","title":{"rendered":"Troligtvis en b\u00e4ttre investering \u00e4n \u00e4nnu ett par jeans"},"content":{"rendered":"\n<p><strong>Att investera i <a href=\"https:\/\/www.nordnet.se\/aktier\/kurser\">aktier<\/a> och <a href=\"https:\/\/www.nordnet.se\/fonder\">fonder<\/a> l\u00e5ter kanske inte lika sp\u00e4nnande som att shoppa. Men det kan det bli \u2013 och det kan till och med bli roligare med tiden. F\u00f6r k\u00e4nslan av att se sina pengar v\u00e4xa kan l\u00e4tt m\u00e4ta sig med k\u00e4nslan av att k\u00f6pa nya jeans, skor, verktyg, m\u00f6bler, smycken eller n\u00e5got annat.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"shoppa-en-investering-utan-att-spendera-en-formogenhet\">Shoppa en investering utan att spendera en f\u00f6rm\u00f6genhet<\/h2>\n\n\n\n<p>Att shoppa fysiska saker som faktiskt kan \u00f6ka i v\u00e4rde kan vara v\u00e4ldigt dyrt. Man m\u00e5ste oftast k\u00f6pa n\u00e5got som \u00e4r ganska kostsamt \u2013 och kr\u00e5ngligt att skaffa. Klassiska exempel \u00e4r konst, kvalitetsklockor, s\u00e4llsynt vin eller fastigheter. Alla dessa saker kr\u00e4ver en rej\u00e4l summa pengar fr\u00e5n b\u00f6rjan. Och i m\u00e5nga fall en betydligt st\u00f6rre arbetsinsats n\u00e4r du en dag vill s\u00e4lja dem igen.<\/p>\n\n\n\n<p>Men om du investerar i aktier eller fonder ser situationen helt annorlunda ut. Det \u00e4r mycket enklare och kr\u00e4ver inte i n\u00e4rheten av samma kapital. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sa-har-kommer-du-igang-med-att-investera\"><strong>S\u00e5 h\u00e4r kommer du ig\u00e5ng med att investera<\/strong><\/h2>\n\n\n\n<p>Den h\u00e4r artikeln \u00e4r f\u00f6r dig som funderar p\u00e5 att b\u00f6rja investera men \u00e4nnu inte har tagit steget. F\u00f6r dig som gillar att shoppa men ocks\u00e5 vill g\u00f6ra n\u00e5got f\u00f6r att s\u00e4kra dina pengar p\u00e5 l\u00e5ng sikt. Vi kommer d\u00e4rf\u00f6r att g\u00e5 igenom hur du kommer ig\u00e5ng och varf\u00f6r det faktiskt kan vara roligt att investera. F\u00f6r om du bara investerar en del av de pengar du annars kanske hade shoppat f\u00f6r varje m\u00e5nad, kan det ge dig samma dopaminkick som m\u00e5nga f\u00e5r av att shoppa.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"is-style-squared wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nordnet.se\/onboarding\">\u00d6ppna konto (gratis)<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"forsta-steget-ladda-ner-nordnet-i-app-store-eller-google-play\">    <br><strong>F\u00f6rsta steget? Ladda ner Nordnet i App Store eller Google Play<\/strong><\/h2>\n\n\n\n<p>N\u00e4r du har best\u00e4mt dig f\u00f6r att investera i aktier och fonder \u00e4r det f\u00f6rsta steget att ladda ner v\u00e5r app och skapa ett konto. N\u00e4r du har \u00f6ppnat ett konto f\u00e5r du automatiskt ett aktie- och fondkonto, men m\u00e5nga v\u00e4ljer att \u00e4ven att \u00f6ppna ett <a href=\"https:\/\/www.nordnet.se\/tjanster\/konton\/investeringssparkonto\">investeringssparkonto<\/a> (ISK). Det kan du g\u00f6ra antingen i samband med att du skapar ditt konto, eller efter att det \u00e4r skapat.<\/p>\n\n\n\n<p>D\u00e4refter beh\u00f6ver du f\u00f6ra \u00f6ver pengar till ditt konto, och sedan kan du investera dem i aktier eller fonder. M\u00e5nga v\u00e4ljer att b\u00f6rja med fonder d\u00e5 det ger dig flera aktier i en och samma p\u00e5se. Vill du komma ig\u00e5ng snabbt med fonder kan Nordnet One vara ett alternativ. Det ger dig en bred riskspridning \u00f6ver hela v\u00e4rlden och den finns i tre olika riskklasser, F\u00f6rsiktig, Balanserad och Offensiv. Att investera i Nordnet One \u00e4r det absolut enklaste s\u00e4tten att b\u00f6rja investera. Vi kallar det <strong>&#8220;Det enda sparandet du beh\u00f6ver&#8221;<\/strong>. Du kan l\u00e4sa mer om hur <strong>Nordnet One<\/strong> fungerar <a href=\"https:\/\/www.nordnet.se\/fonder\/nordnet-one\">h\u00e4r<\/a>.<\/p>\n\n\n\n<p>Ett annat s\u00e4tt att komma ig\u00e5ng \u00e4r att starta ett <strong>m\u00e5nadssparande<\/strong> (\u00e4ven det kan du ha i Nordnet One), d\u00e4r du investerar en fast summa varje m\u00e5nad \u2013 exempelvis motsvarande v\u00e4rdet av ett par jeans.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"vad-kan-det-bli-om-jag-investerar-ett-par-jeans-i-manaden\"><strong>Vad kan det bli om jag investerar ett par jeans i m\u00e5naden?<\/strong><\/h2>\n\n\n\n<p>Okej, vi lovade att f\u00f6rklara vad det kan bli om du investerar motsvarande ett par jeans i m\u00e5naden i aktier. Jeans finns i m\u00e5nga olika prisklasser, men f\u00f6r enkelhetens skull utg\u00e5r vi h\u00e4r fr\u00e5n tre olika prisniv\u00e5er: ett par jeans f\u00f6r <strong>500 kr<\/strong>, ett par f\u00f6r <strong>1 000 kr<\/strong> och ett par f\u00f6r <strong>1 500 kr<\/strong>.<\/p>\n\n\n\n<p>Det finns otroligt m\u00e5nga olika s\u00e4tt att investera sina pengar, men i det h\u00e4r exemplet antar vi att pengarna placeras i en fond med \u00f6ver <strong>1 000 aktier fr\u00e5n hela v\u00e4rlden<\/strong>. Historiskt har den typen av aktiefonder gett en genomsnittlig avkastning p\u00e5 cirka <strong>7 % per \u00e5r<\/strong>. Det finns inga garantier f\u00f6r att det blir s\u00e5 i framtiden, men i v\u00e5rt r\u00e4kneexempel utg\u00e5r vi fr\u00e5n 7 %.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-1024x512.jpg\" alt=\"\" class=\"wp-image-84092\" srcset=\"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-1024x512.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-620x310.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-150x75.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-768x384.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-1536x768.jpg 1536w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-500x250.jpg 500w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-800x400.jpg 800w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-1280x640.jpg 1280w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-370x185.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-270x135.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-570x285.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE-740x370.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/table_two_images_evergreen_SE.jpg 1800w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Tabellen visar den potentiella avkastningen vid investering av ett fast m\u00e5nadsbelopp motsvarande ett par jeans. Med en \u00e5rlig avkastning p\u00e5 7% kan det \u00f6ver 10 \u00e5r bli 52 extra par jeans. Men pengarna kan sj\u00e4lvklart ocks\u00e5 anv\u00e4ndas till n\u00e5got annat. T\u00e4nkt p\u00e5 att historisk avkastning inte \u00e4r en garanti f\u00f6r framtida avkastning. Det finns risk att du inte f\u00e5r tillbaka de pengar du investerat.<\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"vad-ar-det-roliga-med-att-investera\"><strong>Vad \u00e4r det roliga med att investera?<\/strong><\/h2>\n\n\n\n<p>Att investera i aktier och fonder kanske inte ger samma omedelbara kick som shopping. Men med tiden kan det faktiskt g\u00f6ra det \u2013 och mer d\u00e4rtill. K\u00e4nslan av att se dina pengar v\u00e4xa \u00f6ver tid kan l\u00e4tt m\u00e4ta sig med gl\u00e4djen av att k\u00f6pa n\u00e5got nytt till garderoben. Ja, den kan till och med \u00f6vertr\u00e4ffa den.<\/p>\n\n\n\n<p>N\u00e4r du investerar med <strong>Nordnet<\/strong> kan du hela tiden f\u00f6lja utvecklingen av din investering direkt i appen. Dessutom kan du hitta <strong>inspirationslistor<\/strong> med aktier inom \u00e4mnen som intresserar dig, utforska aktier fr\u00e5n hela v\u00e4rlden, lyssna p\u00e5 podcasts, l\u00e4sa artiklar, ta del av topplistor och mycket, mycket mer.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"is-style-squared wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nordnet.se\/aktier\/inspiration\">V\u00e5ra popul\u00e4ra listor<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sluta-shoppa-helt\">     <br><strong>Sluta shoppa helt?<\/strong><\/h2>\n\n\n\n<p>&#8220;Men betyder det att jag m\u00e5ste sluta shoppa helt?&#8221; kanske du fr\u00e5gar dig sj\u00e4lv. Sj\u00e4lvklart inte. Men vi vill uppmuntra dig att fundera \u00f6ver balansen mellan det du konsumerar och det du sparar.<\/p>\n\n\n\n<p>Med tiden blir ett par jeans slitna och tappar sitt v\u00e4rde. En investering i exempelvis en indexfond har d\u00e4remot en betydligt st\u00f6rre chans att \u00f6ka i v\u00e4rde. \u00c4r inte det h\u00e4ftigt, s\u00e5 s\u00e4g!?<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"is-style-squared wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nordnet.se\/onboarding\">\u00d6ppna konto (gratis)<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Historisk avkastning \u00e4r ingen garanti f\u00f6r framtida avkastning. Det finns risk att du inte f\u00e5r tillbaka de pengar du investerat. Innan du investerar i fonder, ta del av fondens informationsbroschyr och faktablad.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Att investera i aktier och fonder l\u00e5ter kanske inte lika sp\u00e4nnande som att shoppa. Men det kan det bli \u2013 och det kan till och med bli roligare med tiden. F\u00f6r k\u00e4nslan av att se sina pengar v\u00e4xa kan l\u00e4tt m\u00e4ta sig med k\u00e4nslan av att k\u00f6pa nya jeans, skor, verktyg, m\u00f6bler, smycken eller n\u00e5got [&hellip;]<\/p>\n","protected":false},"author":10042,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[4053],"tags":[],"class_list":["post-83917","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/1200x430-Evergreen-Blog-CMS-150x54.png","width":150,"height":54,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2025\/03\/1200x430-Evergreen-Blog-CMS-150x54.png 150w, 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