Med n\u00e5gra veckor kvar till semestern kan det vara l\u00e4ge att fundera p\u00e5 om det finns n\u00e5gra quick fixes f\u00f6r att \u00f6ka p\u00e5 semesterkassan, och hur man kan h\u00e5lla nere utgifterna n\u00e4r ledigheten tar vid. Om det pratade vi i TV4:s Nyhetsmorgons “Kronor och miljoner”. <\/p>\n\n\n\n
Bol\u00e5ner\u00e4ntorna \u00e4r p\u00e5 v\u00e4g ned, men \u00e4r fortfarande p\u00e5 relativt sett h\u00f6ga niv\u00e5er. Det g\u00f6r att semestern kan bli allt sv\u00e5rare att finansiera. Det uppgav \u00e5tminstone varannan svensk i en unders\u00f6kning fr\u00e5n Kantar Sifo\/Nordea fr\u00e5n ifjol. <\/p>\n\n\n\n
Men det finns s\u00e4tt att \u00f6ka kassan och h\u00e5lla nere utgifterna. <\/p>\n\n\n\n
En viktig aspekt tycker jag \u00e4r att s\u00e4tta sig ned med barnen och diskutera. Vad kommer vi g\u00f6ra p\u00e5 \u00e5rets semester? Vad kan vi inte g\u00f6ra? Kanske kan det vara en id\u00e9 att involvera barnen i vad som kommer kunna prioriteras och inte. Det handlar inte om att tynga barnen med ansvar och ekonomiska bekymmer, utan att involvera dem i t\u00e4nket att man kanske inte kommer kunna g\u00f6ra allt. <\/p>\n\n\n\n
Till att b\u00f6rja med \u00e4r ett enkelt s\u00e4tt att h\u00e5lla ned utgifterna att semestra p\u00e5 hemmaplan. Dels blir f\u00f6rst\u00e5s resekostnaderna l\u00e4gre, men den svaga kronan g\u00f6r att vi f\u00e5r mindre f\u00f6r pengarna i b\u00e5de euro- och dollarl\u00e4nder, och det k\u00e4nns i pl\u00e5nboken. <\/p>\n\n\n\n
G\u00f6r ocks\u00e5 en realistisk budget, d\u00e4r sm\u00e5utgifter som transport och glass inte gl\u00f6ms bort. H\u00e4r g\u00e4ller det att ta fram knep f\u00f6r att h\u00e5lla nere utgifterna \u2013 kanske kan ni byta semesterbostad med n\u00e5gon som vill semestra d\u00e4r du bor? <\/p>\n\n\n\n
Prata ocks\u00e5 med barnen om att man inte kan f\u00e5 allt hela tiden \u2013 en id\u00e9 kan ju till och med vara att ge barnen egen semesterpeng att hush\u00e5lla med. <\/p>\n\n\n\n
Ett s\u00e4tt att \u00f6ka p\u00e5 semesterkassan kan ju ocks\u00e5 vara att rensa ut f\u00f6rrr\u00e5d och garderober och s\u00e4lja av. <\/p>\n\n\n\n
Igen tror jag p\u00e5 att prata med barnen om vad man kommer kunna g\u00f6ra p\u00e5 semestern och inte, utan att tynga dem. <\/p>\n\n\n\n
Planering \u00e4r A och O, annars kan det blir dyrt. S\u00e5 g\u00f6r en budget och best\u00e4m vad det \u00e4r ni eventuellt kan och vill prioritera. <\/p>\n\n\n\n
M\u00e5nga kommuner ordnar gratisaktiviteter under sommarlovet, som kan vara v\u00e4rda att kolla in. M\u00e5nga anordnar kollo, d\u00e4r kostnaden f\u00f6r kollot beror p\u00e5 hush\u00e5llets inkomst. I exempelvis Stockholms stad \u00e4r kollo f\u00f6r barn avgiftsfritt om hush\u00e5llet har en inkomst p\u00e5 under 20000 kr\/m\u00e5n. <\/p>\n\n\n\n
Det finns \u00e4ven m\u00e5nga organisationer som anordnar gratisaktiviteter f\u00f6r barn till just ensamst\u00e5ende. V\u00e4rt att kolla in. <\/p>\n\n\n\n
Hemester \u00e4r inte fel denna sommar, eftersom kronan \u00e4r s\u00e5 svag. Men vill ni \u00e5ka utomlands s\u00e5 \u00e4r det l\u00e4ge att \u00e5tminstone ta h\u00f6jd f\u00f6r en svagare krona, eftersom semesterkassan inte r\u00e4cker lika l\u00e5ngt. Kom ih\u00e5g att betala i lokal valuta p\u00e5 restauranger och i butiker p\u00e5 resm\u00e5let. <\/p>\n\n\n\n
Eftersom ni inte har barn har ni alla m\u00f6jligheter att resa d\u00e5 det \u00e4r billigare, det vill s\u00e4ga utanf\u00f6r loven. Ni kan \u00e4ven resa p\u00e5 udda tider och ta sista minuten-resor. <\/p>\n\n\n\n
N\u00e5got att undvika tycker jag \u00e4r att l\u00e5na pengar. Det kommer surt tillbaka. Och strunta heller inte i viktiga f\u00f6rs\u00e4kringar som du kan beh\u00f6va p\u00e5 semestern, exempelvis om du \u00e5ker p\u00e5 n\u00e5gon \u00e4ventyrsresa d\u00e4r du ska dyka.<\/p>\n\n\n\n
Hur planerar du semestern? <\/p>\n\n\n\n
\/Frida<\/p>\n","protected":false},"excerpt":{"rendered":"
Med n\u00e5gra veckor kvar till semestern kan det vara l\u00e4ge att fundera p\u00e5 om det finns n\u00e5gra quick fixes f\u00f6r att \u00f6ka p\u00e5 semesterkassan, och hur man kan h\u00e5lla nere utgifterna n\u00e4r ledigheten tar vid. Om det pratade vi i TV4:s Nyhetsmorgons “Kronor och miljoner”. Bol\u00e5ner\u00e4ntorna \u00e4r p\u00e5 v\u00e4g ned, men \u00e4r fortfarande p\u00e5 relativt […]<\/p>\n","protected":false},"author":40184,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[4764],"tags":[],"class_list":["post-81056","post","type-post","status-publish","format-standard","hentry","category-female-network"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2023\/06\/Frida-NFN-03-1200x430-1-150x54.png","width":150,"height":54,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2023\/06\/Frida-NFN-03-1200x430-1-150x54.png 150w, 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