{"id":66757,"date":"2023-05-23T13:40:00","date_gmt":"2023-05-23T11:40:00","guid":{"rendered":"https:\/\/www.nordnet.se\/blogg\/?p=66757"},"modified":"2026-03-10T16:50:44","modified_gmt":"2026-03-10T15:50:44","slug":"ge-bort-ett-sparande-i-examenspresent","status":"publish","type":"post","link":"https:\/\/www.nordnet.se\/blogg\/ge-bort-ett-sparande-i-examenspresent\/","title":{"rendered":"Ge bort ett sparande i examenspresent"},"content":{"rendered":"\n<p><strong>Dags f\u00f6r barnet, barnbarnet eller brorsdottern att ta studenten? Varf\u00f6r inte d\u00e5 ge bort ett sparande i examenspresent. S\u00e5 h\u00e4r g\u00f6r du p\u00e5 b\u00e4sta s\u00e4tt.<\/strong><\/p>\n\n\n\n<p><strong>Att ge bort ett sparande i examenspresent kan b\u00e5de l\u00e4gga grunden till ett v\u00e4lbeh\u00f6vligt startkapital i livet, och v\u00e4cka sparintresse hos mottagaren. Som vid alla beslut kring sparande \u00e4r sparhorisonten viktig. Tror man att mottagaren av presenten vill anv\u00e4nda pengarna om bara n\u00e5gra, s\u00e4g fem, \u00e5r? \u00c4r det ett slags grund till ett sparande? D\u00e5 kanske det \u00e4r en globalfond i kombination med en r\u00e4ntefond som passar b\u00e4st. Den som tror att det uppskattas av den blivande studenten kan toppa med n\u00e5gra aktier.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Inspirera till sparintresse<\/h2>\n\n\n\n<p class=\"has-custom-weight\" style=\"font-weight:normal\"><strong>Men kanske vill du g\u00f6ra presenten mer personlig, kanske ocks\u00e5 med syftet att inspirera till ett \u00f6kat intresse? D\u00e5 kanske det snarare \u00e4r enskilda aktier i sektorer som den blivande studenten \u00e4r intresserad av som kan vara n\u00e5got. Finns ett stort techintresse? Eller brinner hen f\u00f6r milj\u00f6fr\u00e5gor? Kanske kan en fond eller aktier inom detta segment bli b\u00e5de uppskattade och ink\u00f6rsporten till ett st\u00f6rre intresse f\u00f6r b\u00f6rs och sparande. Aktier i bolag eller varum\u00e4rken mottagaren k\u00e4nner till brukar kunna generera ett st\u00f6rre intresse.<\/strong><\/p>\n\n\n\n<p><strong>Hur ska man d\u00e5 g\u00f6ra rent konkret n\u00e4r man ger bort aktier? Det beror p\u00e5 din relation till mottagaren, <\/strong>om du vill ge bort befintliga eller nya aktier och om du vill beh\u00e5lla kontrollen \u00f6ver f\u00f6rvaltningen.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ge bort befintliga aktier<\/h2>\n\n\n\n<p>Du kan \u201df\u00f6ra \u00f6ver\u201d aktier fr\u00e5n ditt konto till den blivande studentens aktie- och fondkonto. Ingen skatt utl\u00f6ses eftersom det inte finns n\u00e5gon g\u00e5voskatt. Skicka en beg\u00e4ran om att du vill \u00f6verf\u00f6ra aktierna till en annan person till banken d\u00e4r du har aktierna. Det h\u00e4r kan du ibland g\u00f6ra i \u201dinloggat l\u00e4ge\u201d s\u00e5 att banken kan identifiera dig och d\u00e4r du f\u00e5r uppge namn p\u00e5 aktien, antal aktien och mottagande persons dep\u00e5nummer och namn. Mottagaren \u00f6vertar ditt genomsnittliga anskaffningsv\u00e4rde f\u00f6r aktierna.<\/p>\n\n\n\n<p>Eftersom den blivande studenten oftast \u00e4r \u00f6ver 18 \u00e5r s\u00e5 f\u00e5r hen sj\u00e4lv ta emot g\u00e5van. \u00c4r personen under 18 \u00e5r m\u00e5ste en v\u00e5rdnadshavare \u00f6ppna kontot i barnets eller sitt eget namn, och g\u00f6rs det f\u00f6rstn\u00e4mnda har f\u00f6r\u00e4ldrarna f\u00f6rfogande \u00f6ver kontot tills 18-\u00e5rsdagen. Kanske finns redan ett s\u00e5dant konto? H\u00f6r med v\u00e5rdnadshavarna.<\/p>\n\n\n\n<p>Det g\u00e5r inte att f\u00f6ra \u00f6ver aktier mellan kapitalf\u00f6rs\u00e4kringar, inte ens om de \u00e4r inom samma bank. Men det g\u00e5r att f\u00f6ra \u00f6ver v\u00e4rdepapper mellan ISK.<\/p>\n\n\n\n<p>T\u00e4nk p\u00e5 vilken skatteeffekt som kommer att m\u00f6ta mottagaren n\u00e4r det \u00e4r dags att anv\u00e4nda pengarna. Har du lagt dem i ISK eller KF \u00e4r de ju redan skattade och klara, medan vinstskatt utg\u00e5r fr\u00e5n vanligt aktie- och fondkonto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ge bort nya aktier<\/h2>\n\n\n\n<p>Det allra enklaste om du vill k\u00f6pa \u00e4r att helt enkelt \u00f6ppna en kapitalf\u00f6rs\u00e4kring i ditt namn med den blivande studenten som f\u00f6rm\u00e5nstagare, d\u00e4r du k\u00f6per de aktier du vill ge bort. D\u00e5 har du full kontroll \u00f6ver f\u00f6rvaltningen och kan dessutom se till att det finns likvider p\u00e5 kontot f\u00f6r den schablonskatt som dras \u00e5rligen. Se till att du \u00f6ppnar en kapitalf\u00f6rs\u00e4kring utan skalavgift. Risken \u00e4r annars att skalavgiften ligger och tickar och \u00e4ter p\u00e5 kapitalet. <\/p>\n\n\n\n<p>\u00c4r du sj\u00e4lv inte v\u00e5rdnadshavare och inte sj\u00e4lv vill vara f\u00f6rs\u00e4kringstagare kan ett alternativ vara att be till exempel f\u00f6r\u00e4ldrarna till mottagaren starta en kapitalf\u00f6rs\u00e4kring och g\u00f6ra den blivande studenten till f\u00f6rm\u00e5nstagare.  Om personen \u00e4r \u00f6ver 18 \u00e5r kan hen ju sj\u00e4lv starta en kapitalf\u00f6rs\u00e4kring och bli f\u00f6rs\u00e4kringstagare, s\u00e5 \u00e4r du inte m\u00e5n om sj\u00e4lva \u00f6verraskningsmomentet samt litar p\u00e5 att pengarna g\u00e5r till det de \u00e4r avsedda f\u00f6r, \u00e4r ju f\u00f6rst\u00e5s en annan l\u00f6sning att du helt enkelt ber hen att sj\u00e4lv starta en kapitalf\u00f6rs\u00e4kring dit du sedan s\u00e4tter in en summa att k\u00f6pa v\u00e4rdepapper f\u00f6r. <\/p>\n\n\n\n<p>\/Frida<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/www.nordnet.se\/blogg\/ge-bort-ett-sparande-sa-gor-du\/\">Guide &#8211; s\u00e5 h\u00e4r g\u00e5r du tillv\u00e4ga<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dags f\u00f6r barnet, barnbarnet eller brorsdottern att ta studenten? Varf\u00f6r inte d\u00e5 ge bort ett sparande i examenspresent. S\u00e5 h\u00e4r g\u00f6r du p\u00e5 b\u00e4sta s\u00e4tt. Att ge bort ett sparande i examenspresent kan b\u00e5de l\u00e4gga grunden till ett v\u00e4lbeh\u00f6vligt startkapital i livet, och v\u00e4cka sparintresse hos mottagaren. Som vid alla beslut kring sparande \u00e4r sparhorisonten [&hellip;]<\/p>\n","protected":false},"author":40184,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[4050],"tags":[72],"class_list":["post-66757","post","type-post","status-publish","format-standard","hentry","category-investeringsstrategi","tag-fonder"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg","width":150,"height":79,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"medium":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg","width":620,"height":324,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"medium_large":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg","width":768,"height":402,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"large":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg","width":770,"height":403,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"1536x1536":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":1200,"height":628,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"2048x2048":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":1200,"height":628,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"awb_sm":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":500,"height":262,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"awb_md":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":800,"height":419,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"awb_lg":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":1200,"height":628,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"awb_xl":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":1200,"height":628,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"gridlove-a4":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x150.jpg","width":370,"height":150,"crop":true,"srcset":false,"alt":""},"gridlove-a4-orig":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg","width":370,"height":194,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-a3-orig":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg","width":270,"height":141,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-b6":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-285x300.jpg","width":285,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-b7":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-335x300.jpg","width":335,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-b8":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-385x300.jpg","width":385,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-b9":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-435x300.jpg","width":435,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-b12":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-585x300.jpg","width":585,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-d3":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x300.jpg","width":270,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-d3-orig":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg","width":270,"height":141,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-d4":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x300.jpg","width":370,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-d4-orig":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg","width":370,"height":194,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-d5":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-470x300.jpg","width":470,"height":300,"crop":true,"srcset":false,"alt":""},"gridlove-d6":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x300.jpg","width":570,"height":300,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x300.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w","alt":""},"gridlove-d6-orig":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg","width":570,"height":298,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-cover":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1200x480.jpg","width":1200,"height":480,"crop":true,"srcset":false,"alt":""},"gridlove-single":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg","width":740,"height":387,"crop":true,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w","alt":""},"gridlove-thumbnail":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-80x60.jpg","width":80,"height":60,"crop":true,"srcset":false,"alt":""},"gridlove-child-single":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1200x430.jpg","width":1200,"height":430,"crop":true,"srcset":false,"alt":""},"gridlove-child-cover-7":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1200x550.jpg","width":1200,"height":550,"crop":true,"srcset":false,"alt":""},"gform-image-choice-sm":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":300,"height":157,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"gform-image-choice-md":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":400,"height":209,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""},"gform-image-choice-lg":{"src":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg","width":600,"height":314,"crop":false,"srcset":"https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg 1200w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-620x324.jpg 620w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-1024x536.jpg 1024w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-150x79.jpg 150w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-768x402.jpg 768w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-370x194.jpg 370w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-270x141.jpg 270w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-570x298.jpg 570w, https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder-740x387.jpg 740w","alt":""}},"image":["https:\/\/blogg.nordnet.se\/wp-content\/uploads\/2020\/09\/1200x628_frida_miljarder.jpg",1200,628,false],"acf_post_excerpt":"Dags f\u00f6r barnet, barnbarnet eller brorsdottern att ta studenten? Varf\u00f6r inte d\u00e5 ge bort ett sparande i examenspresent. S\u00e5 h\u00e4r g\u00f6r du smartast f\u00f6r att ge bort ett effektivt sparande. ","acf_episode":null,"acf_podcast_time":null,"youtube_id":null,"_links":{"self":[{"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/posts\/66757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/users\/40184"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/comments?post=66757"}],"version-history":[{"count":12,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/posts\/66757\/revisions"}],"predecessor-version":[{"id":76279,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/posts\/66757\/revisions\/76279"}],"wp:attachment":[{"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/media?parent=66757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/categories?post=66757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nordnet.se\/blogg\/wp-json\/wp\/v2\/tags?post=66757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}],"author_decoded":""}}